Who Nigeria and Ghana’s fraudsters are, how they operate, and why they do it

People find love in many ways and through diverse mediums. Online platforms have become popular meeting places for people looking to find intimate partners, making them a prime target for cybercriminals.

Online romance fraud has become a global phenomenon. According to the Federal Bureau of Investigation in the US, romance scams accounted for losses to about 24,000 Americans, exceeding US$1 billion, in 2022.

On the African continent, Nigeria and Ghana have emerged as hubs for internet fraud. The “Yahoo Boys” operating in Nigeria and “Sakawa Boys” in Ghana have a reputation for engaging in various fraudulent schemes, including online romance scams.

Over the past decade, I have researched cybercrime and criminology, focusing on west African online fraudsters. Coverage of romance scams often centers on victim narratives or sensational headlines, leaving offender-focused research largely unexplored.

In a recent paper, I studied the cases of 50 people convicted of online romance in Nigeria. A separate research study I spearheaded involved interviews with active offenders in Ghana. Rather than relying solely on fragmented media accounts, the two research papers offer a robust, evidence-based understanding of the cultural, economic and historical factors driving cybercriminal behavior.

My findings from both papers show that romance fraud offenders frequently present themselves as white and primarily target western societies. In framing fraud as a way to reclaim wealth they believed was unjustly taken during colonial rule, many saw their actions as a civic duty. In the case file study on Nigerian fraudsters, I found that many were driven by “socioeconomic needs.”

My findings provide insights into offenders’ tactics and motivations. This could be useful for law enforcement officials developing targeted interventions, and for policymakers wanting to frame informed strategies.

Who, where, how and why

This article uses “scam” and “fraud,” as well as “scammers” and “fraudsters,” interchangeably. The media, financial institutions, and the public typically use “scams” and “scammers.” Academics often prefer “fraud” and “fraudsters” to emphasize the seriousness of these crimes, as noted in my research.

I examined case files of 50 individuals convicted of romance fraud in Nigeria following prosecutions by the Economic and Financial Crimes Commission. In a separate study I conducted interviews with active romance fraud offenders in Ghana.

My decision to focus on Nigeria and Ghana was based on findings in research done earlier. For example, I co-authored a paper that reviewed 21 years of empirical studies (2000–2021) in which we found that many west African scammers predominantly targeted individuals in the west. Another research study I spearheaded showed how songs by Nigerian artists glamorized the actions of scammers and highlighted their preference for western victims.

Similarly, the Nigeria case file study found that over half of the romance scam victims (56%) were in the US. My interviews with offenders in Ghana further showed that romance scammers viewed their actions as “legitimate retribution for colonial injustice.” These scammers operate within a historical framework in which colonial subjugation narratives influence their motivations and societal attitudes toward cybercrime.

Profile of an online fraudster

The analysis of the case files of the 50 convicted romance scammers showed patterns in offender profiles and strategies. Most were young—81.7% were under 26. Nearly 60% preferred Apple’s iPhone for their fraudulent schemes. When it came to occupation, 74% were university students.

Offenders carefully constructed their online personas. Nearly half (46%) posed as white American males, 12% as military personnel, and 10% as white European males.

The victims they chose were mostly women: 70% of offenders primarily targeted females, 14% targeted males, 10% targeted both genders and 6% did not specify the victim’s gender.

Facebook was the most commonly used platform, appearing in 46% of the Nigerian cases.

Some of the Ghanaian scammers said they saw their crimes as acts of service to a greater cause. This included loyalty to their communities or the pursuit of economic justice. They portrayed their scams as efforts to reclaim wealth from nations historically exploiting their regions.

Policymakers and law enforcement agencies can use these findings to develop more effective prevention strategies and intervention measures.

This article is republished from The Conversation under a Creative Commons license. Read the original article.